Identity theft is an age-old problem, dating back as long as identities have existed. Modern technology has made many forms of crime more difficult, but identity theft has exploded with the advent of modern technology. At one time our biggest concern was forged checks. But, now we have keystroke logging, spyware, data theft, password-hacking, and an entire digital world of crime to protect ourselves against. Identity theft protection services will monitor your credit report for changes so you can be assured that you have not fallen victim to the newest tricks of thieves wanting to steal your identity. Once a thief has your identity, there are a multitude of modern crimes that can be committed against you under your own name. New bank accounts, mortgages, and even marriages! The web can take years to untangle.
One of the reasons that identity protection is so difficult is that oftentimes the victims of identity theft are not even aware that the crime is being committed. Criminals can use your identity for weeks, months, sometimes even years without detection. Staying informed is one of the most effective tools you have. There are a number of measures to take in order to keep you informed and begin the process of protecting you from identity theft. Credit monitoring is one of these methods. We keep track of your credit score and notify you if it changes. Think of it as a heads-up.
If you've ever lost your wallet, you know how unsettling it is to be unsure of the security of your identity. Is someone using your credit card? If they know you're away from your house; are your belongings safe? Your imagination can run wild with the possibilities and you probably don't like to think about the added danger when you add the internet into the mix. Truth is, identity thieves don't need your wallet. Identity theft can be as simple as a rogue employee at your doctor's office, or a dumpster-diver at the office where you applied for a job. Identity protection can help protect you against the hassles of identity theft by monitoring your credit and notifying you when something changes.